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RBC Royal Bank Mortgages
February 6, 2026

Did you know that RBC Royal Bank recently discovered that
the mortgage prepayment charges on certain mortgages were
calculated incorrectly.

As a result some clients were overcharged.

If you signed a replacement renewal mortgage with RBC Royal
Bank between August 28, 2025 and February 11, 2026 for a
fixed rate residential mortgage and later prepaid your
mortgage, you may be entitled to an adjustment of the
prepayment charges.

If you early renewed or converted to a fixed rate closed
mortgage and later prepaid your mortgage, you may also be
entitled to an adjustment. If you do not receive a cheque
by February 10, 2006, go to www.rbcroyalbank.com/prepayment
to fill out an adjustment request form.

If you have not prepaid your mortgage but might do so in
the future, if you signed a replacement mortgage renewal
agreement between the above noted dates so they can adjust
your calculations associated with your mortgage.

 

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