My Writing > • Check your Paycheque!

1 Feb 2005


Extended health and dental premiums (also called private health plans) are a medical expense. Claiming medical expenses can result in tax savings. When was the last time you looked carefully at those deductions from gross pay? Is your employer paying for your employee benefits? . . .

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If you believe that your T4 should include all of the items you pay for directly, especially Extended Health and Dental Premiums, not just Union Dues and Donations, please write to the Minister of Finance!  I did and they tell me they will consider adding it to the requirements for employers to report.  

If and until that happens, if you pay your own health plan premiums, you may have to request a letter from your employer every year unless your paycheque is really clearly itemized and shows Extended Health and Dental premiums as a separate item from the rest of your benefit package.

UPDATE:  It happened but it is not over yet.  In 2006 I went to Ottawa, I asked, they listened and as of 2006, there is a Box 85 on your T4.  The frustrating part is that currenlty it is not mandatory for your payroll clerk to complete Box 85.  Support me in my bid to make Box 85 useful and used by requesting that your payroll clerk complete it and requesting that the Minister of FInance and the Minister of Revenue make it a mandatory completion item.

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Originally published February, 2005 by Canadian MoneySaver -

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